Retire Confidently
Building your legacy. Securing your future.
Retire Confidently
Building your legacy. Securing your future.
Retirement Income Planning
Retirement is personal. You’ve worked hard to save and invest your money and now it’s time to optimize and protect your savings to provide for your retirement and your loved ones thereafter.
M2 Financial Solutions is an financial services firm, specializing in helping individuals and families prepare for, plan, and live in retirement. Our approach focuses on tailored retirement planning strategies and insurance solutions to provide our clients with guaranteed lifetime income, asset protection, and achieve tax efficiencies in support of a holistic approach to their finances.
01
Start Smart
Get a Clear Understanding of Your Financial Life
First, we gain a thorough understanding of your current financial situation, goals, objectives, risk tolerance, and the key considerations that should be addressed in your retirement strategy.
Six Fundamental Financial Planning Considerations
Six key financial planning considerations can impact your financial goals now and in the future. The question is not if these will affect your finances, but to what degree. We evaluate your sentiment toward each consideration and quantify the potential effects on your assets over time. This allows us to build customized strategies to help you achieve your financial objectives for retirement.
Longevity
Outliving financial assets as the result of a longer life.
Inflation
Reduction in real purchasing power as the result of increasing cost of living.
Mortality
Loss of financial assets as the result of a partner’s or spouse’s death.
Liquidity
Limited access to assets to meet life’s unexpected financial needs.
Market
Unexpected reduction in the value of financial assets at the time of withdrawal.
Taxes
Decreasing income and assets and/or the impairment of legacy assets from increasing taxes.
02
Apply Discipline
A Retirement Strategy Designed for You
Next, we design a retirement strategy that actively works to help optimize your wealth and protect your finances, keeping your goals and objectives at the forefront of our planning process.
03
Communicate Progress
Our Commitment to You
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
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Meet The Advisor
Mridula Mishra, MBA
Founder and Financial Strategist
I began my career working with medical and dental residents after earning my MBA from Wake Forest University, and have been in the industry since 2004. Many of those early clients are now approaching or entering retirement, and it has been meaningful to continue that journey alongside them. As my clients have evolved, so has my work—growing from supporting those at the beginning of their careers to helping individuals and families focus on creating a safe and secure retirement.
I am now at a stage in life where retirement is something I think about personally as well. A key part of my work today is retirement income planning—thoughtfully turning what you’ve built into reliable income, while navigating taxes, market uncertainty, and the changes that come with this stage of life.
My work is deeply personal. I come from a large family of physicians and have seen firsthand the professional and personal complexities that often accompany a medical career. Within my own family, we have navigated practice ownership, buy-ins and buy-outs, as well as the emotional and financial impact of long-term care decisions. These experiences have shaped how I think about preparation, protection, and making thoughtful financial decisions over time.
Outside of my work, I enjoy tennis, hiking, spending time in nature, and being with family and friends. For me, this work is about helping you protect what you’ve built and create lasting financial security and peace of mind throughout your life.
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Retirement Resources
Complimentary Educational Resources
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
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Financial Calculators
PLEASE NOTE: The information being provided is strictly as a courtesy. We make no representation as to the completeness or accuracy of information provided via these calculators. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, information and programs made available through the use of these calculators.
